How Finlingo works

A path of short lessons for the money basics, a practice mode for DECA and FBLA, and just enough game to bring you back tomorrow.

One lesson, start to finish

  1. The lesson path in the meadow world, with five lessons checked off

    1Pick the next stone

    Your path runs through six units of 20 lessons. The glowing stone is the next one up.

  2. A lesson question: you earn $2,000 a month and spend $2,300. This is a budget surplus, budget deficit, net worth gain or balanced budget?

    2Answer four right

    Multiple choice, true or false and fill-in-the-blank. Four correct answers clear the lesson.

  3. The same question answered correctly: budget deficit, with a short explanation of why

    3Bank the coins

    Every lesson pays out coins and keeps your daily streak going. Then the next stone lights up.

What keeps it from feeling like homework

The lessons are the point. These are the parts that make you want to open the app again.

Checkpoint tests

Each unit has four sections. Pass a short test at the end of each one, and a longer test to finish the unit.

A placement quiz

Already know the basics? Twelve questions on day one start you further down the path.

Daily streak

Do a lesson or the question of the day to keep it alive. A streak freeze from the shop covers a missed day.

A second chance

Run out of tries before you get four right and a short redemption round lets you finish instead of starting over.

Trophies

Ten to collect, from your first lesson to a seven-day streak.

Any device

It runs in the browser on a phone, a Chromebook or a laptop, with nothing to install.

The fish shop: color swatches with coin prices, Classic Orange equipped

Spend your coins on the fish

Coins buy colors, species, hats, glasses and new worlds for your lesson path. There is no way to pay real money for any of it.

Species
13
Colors
14
Hats
17
Glasses
9
Worlds
9

Questions

Something else? Email mvkp.sai@gmail.com.

Is Finlingo free?

Yes. All 120 lessons, competition prep, class and chapter tools and the leaderboard are free. There is no paid tier, and coins can only be earned, never bought.

Do students need an account?

Yes, a free one: a name, an email and a password. The account is what lets a student join a teacher's class with a code, and it's how their teacher sees their progress.

Do you sell or share student data?

No. We don't sell data or use it for advertising, and we never ask for payment details. Teachers only see students who joined their own class, and the database enforces that, not just the interface. The details are in our privacy policy.

Does it count toward my state's requirement?

Finlingo covers the topics most state standards are built around: budgeting, banking, credit, investing, taxes and insurance. Whether it formally satisfies your district's graduation requirement is a question for your school. Our state-by-state map shows where each requirement stands.

Who is it for?

Middle and high school students first, and DECA and FBLA members preparing for events. The lessons assume no prior finance knowledge, so parents learning alongside their kids do fine too.

Can teachers see how students are doing?

Yes. The teacher dashboard shows lessons completed, streaks and accuracy for the whole class, and lets you assign lessons and tests with due dates. You can look around the advisor dashboard before signing up.

Lesson one is about needs and wants

Make a free account and start on lesson one, or take the placement quiz to skip ahead.